•Un-repaired or poorly repaired aerial holes (or aerial must be left in place)
•Damage caused to the vehicle due to the attachment or removal of decals/stickers
•Damage to paintwork from bird and bat droppings
•Medium damage - divots, gouging, minor dents, cracks
•Major damage - rips, major dents, distortions, holes
•Missing moulds, grilles, bumpers or mudflaps originally fitted to the vehicles
•Major impact damage
•Exhaust leaks which are the result of visible damage to the exhaust system
•1 or 2 minor chips, bullseyes and stars (not in field of vision)
•Soiling to seats and carpets - caused by normal use
•Normal odours, tobacco smells
•Minor scratching - less than 25mm in length and shallow, 2 per panel
•Minor touch ups or minor flaking
•Dents - less than 20mm diameter, no paint surface penetration and no more than 2 per panel
•Minor stone chipping on bonnet, lower doors, wheel guards
•Minor parking damage - scuffing, light scratches
•Minor dents and deformations
Requires minimal reconditioning – Only Minor Defects, if any. No Major Defects May have had minor paint touch-up and/or bodywork The engine compartment is clean and free of leaks Is free of rust The body and interior have minimal signs of wear or visible defects Wheels are flawless or only have minor repairable scratches or scrapes All tyres match and have 75% or more of tread remaining If in doubt, refer to Fair Condition
May need some servicing and reconditioning – No more than 3 Major Defects The paint and bodywork may require minor touch-ups The engine compartment may have minor leaks Has only minor rust, if any The body may have minor scratches or dings The interior has minor blemishes characteristic of normal wear Wheels may have minor repairable scratches or scrapes All tyres match and have at least 50% of tread remaining If in doubt, refer to Poor Condition
May need significant servicing and reconditioning – More than 3 Major Defects The engine compartment has leaks and may require repairs May have some repairable rust damage The body has one or more major defects - dents, chips, and/or scratches The interior has substantial wear, and may have small tears Wheels may be warped or bent, have major scratches, scrapes, or pitting The tyres may not match and need replacing
Use the sliders below and see the estimated weekly repayments change, based on the selected vehicle and the trade-in details you supplied. By selecting details of the vehicle, deposit, trade-in, loan term and balloon, you request that Holden give you an estimate of the likely cost of finance for a vehicle purchase or the finance terms and condition for the variables selected. Not all terms and conditions which apply under a Holden Financial Services loan are detailed here. The quoted interest rate is correct at time of publication but may change. If it does, the comparison rate would also change.
Note: A 'balloon' is a lump sum that a borrower must make at the end of a loan and may not be suitable for you. 30% of the loan amount is the example amount in the calculator when the Balloon payment is ON. See "Things you need to know" below.
I'd like to pay over
Estimated Loan Repayment
Comparison Rate p.a+
Cash Driveaway Price
Total Customer Deposit
Principal Amount to Finance
Establishment fee + PPSR fee ($6.80)
Total Loan Amount
Final Balloon Payment
Balloon Percentage Amount
Debit Fee per Payment
Total Amount Payable
Total Fee & Charges
^Finance is offered by Holden Financial Services and is available to approved personal consumer applicants only, excludes ABN holders, govt., fleet and rental buyers. Holden Financial Services is a registered trademark of General Motors LLC and is used under sub-licence by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Credit criteria, fees and charges apply. Maximum finance term of 60 Months. Annual percentage rate of 8.00% p.a. Deposit payable.
+Comparison rate of 9.09% p.a is based on a 5 year secured consumer fixed rate loan of $30,000 with weekly repayments, establishment fee of $449 and no balloon payment. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Things you need to know:
Balloon payments are a large final payment - 30% of the loan amount is the example amount in the calculator when the Balloon payment is ON - which must be paid as a lump sum. They will vary and may not suit all borrowers' circumstances, objectives or financial situation, and will not be offered to all borrowers. The borrower would at least need to explain how they plan to make the large final repayment. Availability of balloon payments depends on the credit and responsible lending assessment that Holden Financial Services will carry out if an application for a loan is made.
Important: Information presented through this calculator represents estimates only. Selecting variables, including a balloon payment, on this tool does not constitute a loan approval and does not indicate you will be approved for a loan with those characteristics by Holden Financial Services.
If you select Holden Financial Services to finance the purchase of your new Holden,
- You agree that Holden will disclose your name and contact details to Holden Financial Services, so that they can contact you to discuss an application for finance for your new Holden. - Your estimated delivery date and time are conditional on you applying for finance and being successful with the application. There is a minimum amount of additional delivery days automatically added to the minimum available days shown for your vehicle. - The trade-in value influences how much finance you will need. If Holden determines the trade in value estimated to be inaccurate or misleading this may increase the amount you need to pay, and possibly obtain on finance, to obtain your new Holden. If this happens Holden will revise the amount of its invoice to you for the new Holden and you will need to provide this to Holden Financial Services if you want to change the amount of finance to cover the price of the new Holden. - Holden will benefit by making a sale and may receive commission from Holden Financial Services if your loan application is successful. Also, the local dealer that assists with the delivery of your new Holden may benefit by Holden making the sale.